Get the funding you need for your project with flexible financing options!

Golden State Buildings has partnered with Enhancify to offer flexible financing options for your new building. Complete a quick application to see if you prequalify with no impact to your credit score, since only a soft credit check is used. Financing starts at 9.99% APR, with terms up to 20 years. You can also choose to pay a portion upfront and finance the remaining balance.

Golden State Buildings has also partnered with FinWise, an FDIC-insured lender that funds home improvement projects through trusted partners. Finance your shed, garage, ADU, or other project with manageable monthly payments. Submit a simple application to receive fast approval and funding, with competitive rates starting between 4.99% and 14.99% APR.

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Which Financing Option is Right for You?

Feature	Enhancify	FinWise
Application Speed	Results in 2 min or less	Fast approvals
Funding Speed	Within 2-3 business days	1-2 Business days
Credit impact	Soft credit pull initially, then hard pull on signing	Hard credit pull
Credit flexibility	Options as low as 550	Wide credit range
Loan amounts	Up to $200,000	From $1,500-$10m
APR Options	0% intro offers, starting around 7.99%	Some programs from 4.99% to 14.99%
Loan types	Unsecured loans only	Secured and unsecured options
Home equity required	Not required	Not required in many cases
Offer comparison	Instant multiple offers	Compare through partner platforms
Monthly payments	Fixed payments	Predictable structured payments
Repayment terms	Varies by lender	Up to 20 years in some programs
Trust and structure	Not a lender, operates as a market place for lenders	Bank-backed compliance and oversight

Which Buildings Are Available For Financing?

All the buildings we offer are eligible for financing, making it easy to bring your project to life. With flexible terms, competitive rates, and options for a range of budgets, you can choose a plan that works best for you. Apply today and get quick approval to start using your building right away!

shed available for financing in california

NMLS #252444

Looking to Get A Large Structure?

Evergreen Home Loans offers financing options with clear terms and a simple application process. Choose from loan plans to find one that fits your project and budget, making it easier to move forward with your new structure. Request a quote to begin building and financing!

Apply today

cabana available for financing in california

Interested in another option?

Consider renting to own a shed! To get started, all you need to do is fill out an application form and make the required down payment, which is the first and last month’s rent. There is no credit check required!

Rent To Own

Fill Out An Application Form

Ready to Finance?

Ready to finance your building? Simply complete an application form and, upon approval, choose the financing plan that works for you. With no large upfront costs, flexible terms, and competitive rates, financing your building has never been easier!

apply for financing